superannuation

There is a case to be made that RAIZ (ASX:RZI) presents a significant market opportunity, if you have faith in the platform’s ability to diversify its revenue streams and consolidate its significant fan-base.

Approximately a third of SMSF holders under advice will be hurt by the new cap on discounted superannuation balances, the researcher says. A bump in the TBC cap will help some, but add to complexity for advisers.

Australians across the board are less satisfied with their superannuation funds than they were a year ago, a new report from Roy Morgan showed, with sharemarket volatility and industry consolidation acting as major drivers of the decline.

A new report from AMP shows homeownership rates in Australia steadily declining from their peak in 1966, as longer lifespans and greater individual freedoms contribute to a changing definition of what wealthy means for Australians.

Financial planners are advising Australians to diversify out of property and put more money into superannuation, as statistics show falling asset values contributing to a nearly $500 billion decline in household wealth for the June quarter.

Australians should be putting more money into superannuation and diversifying out of property, some say, even as super performance remains a question mark.

Borrowing to invest in property within an SMSF vehicle has merit, which is why so many people have done it. But there are risks in placing such a lumpy asset in a restrictive environment that all investors should be aware of.

There are a range of factors that will determine the fees a member will pay. The difference could have a dramatic effect on the final balance of a retiree’s nest egg.

Most readers will own unlisted assets via their superannuation fund. Here we provide an overview and break down the advantages and downfalls of investing in the asset class.

The country’s largest super fund, Australian Super, has announced a new fee structure aimed at reducing member costs by $300 million this year, following what has been a busy year for consolidation in the industry.